ANZ Frequent Flyer Black Credit Card: Premium Points for Professional Development – KNfins

ANZ Frequent Flyer Black Credit Card: Premium Points for Professional Development

For travel enthusiasts looking to maximise their Qantas points on every purchase, the ANZ Frequent Flyer Black Credit Card is a smart choice. This premium card from ANZ is designed for people who value exclusive rewards, access to unique travel experiences and a range of protection benefits.

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  • Travel cover
  • Lounge access
  • Huge bonus points
How Apply

If you’re looking for a credit card that combines high points earning potential with real travel benefits, read on to find out if the ANZ Frequent Flyer Black is the right option for you.

Why we recommend the ANZ Frequent Flyer Black Credit Card

We recommend the ANZ Frequent Flyer Black Credit Card for its combination of robust benefits for frequent travelers looking to earn points efficiently. Key highlights of the card include:

  • Generous welcome points offer after reaching minimum purchase spend

  • High Qantas Points accumulation rate on everyday purchases

  • Two complimentary Qantas Club lounge passes per year

  • Comprehensive international travel insurance for the policyholder and family members

  • Car rental insurance, protected purchases and extended warranty

  • Apple Pay, Google Pay and Samsung Pay compatibility

  • Specialized service for premium cardholders

These benefits make the ANZ Frequent Flyer Black a practical and advantageous choice for frequent travelers and people who value superior rewards.

What can I use the ANZ Frequent Flyer Black Credit Card for?

The ANZ Frequent Flyer Black is versatile and adapts to different lifestyles and needs. Let’s understand how it can be used in your daily life.

Use to earn Qantas Points on everyday purchases

With this card, you accumulate points on practically all types of purchases, such as:

  • Supermarkets

  • Restaurants and cafes

  • Gas stations

  • Pharmacies

  • Clothing, technology and accessories stores

Everyday purchases become an opportunity to accumulate points that can be used for travel and products.

Use for online shopping

Ideal for those who shop online, the card offers:

  • Accumulation of points on purchases made on national and international websites

  • Protection against fraudulent transactions

  • Secure authentication process for online purchases

  • Integration with digital wallets for fast payments

This provides extra security for those who make a lot of digital purchases.

Travel use

The ANZ Frequent Flyer Black is especially advantageous for travelers:

  • Get two annual passes to Qantas Club lounges

  • Offers free international travel insurance, covering medical emergencies, trip cancellation and lost luggage

  • Includes rental car insurance, protecting against damage and theft

  • Allows extra points accumulation on travel expenses

These benefits make travel more comfortable, safe and financially smart.

Use for purchase protection

In addition to travel, the card protects your everyday purchases with:

  • Insurance against theft or accidental damage to purchased items

  • Manufacturer’s warranty extension for products purchased with the card

  • Price insurance under certain conditions

These additional insurances help ensure that you enjoy your purchases with greater peace of mind.

A summary without the need for h3

The ANZ Frequent Flyer Black Credit Card is a premium option for those who value accumulating Qantas points quickly, travelling comfortably and securely and enjoying a wide range of protections. With a generous package of benefits including welcome points, travel insurance, lounge access and purchase protections, it is ideal for those seeking tangible rewards and differentiated experiences through the judicious use of credit.

Advantages and disadvantages of the card

Before making your decision, it is essential to analyze the main positive points and also the limitations of the card.

Advantages of the ANZ Frequent Flyer Black Credit Card

  • Big bonus Qantas Points on joining, subject to meeting minimum spend

  • High rate of points accumulation on everyday purchases

  • Two free Qantas Club lounge passes per year

  • Free international travel insurance with comprehensive coverage

  • Insurance for domestic and international car rental

  • Purchase protection, with extended warranty and insurance against theft or damage

  • Complete application for expense management and spending monitoring

  • Contactless payment and integration with digital payment platforms

  • Specialized customer service for Black customers

Disadvantages of the ANZ Frequent Flyer Black Credit Card

  • High annual fee compared to regular cards

  • Relatively high minimum spend requirement to release bonus points

  • Foreign currency conversion rate applied to international purchases

  • Limit of points that can be accumulated monthly

  • No free unlimited access to VIP lounges (only two annual passes)

  • Approval subject to rigorous credit analysis and proof of stable income

These factors must be taken into consideration to ensure that the card is aligned with your expectations and financial reality.

How is the credit analysis done on the ANZ Frequent Flyer Black Credit Card?

The credit analysis for the ANZ Frequent Flyer Black is rigorous and involves several factors that assess the applicant’s ability to pay. During the process, the following are considered:

  • Credit history, checking previous payments and any defaults

  • Annual income level, to ensure ability to pay card expenses

  • Job stability, with proof of length of service or commercial activity

  • Commitment of income to other debts, such as loans, financing and cards

  • Documentation proving identity and residence

Customers with a solid financial history, high income and good credit behavior have a greater chance of approval.

Is there a maximum and minimum value for the ANZ Frequent Flyer Black Credit Card?

The approved credit limit for the ANZ Frequent Flyer Black varies depending on the individual customer profile.

  • The minimum credit limit typically starts at AUD 15,000, reflecting the card’s premium profile

  • There is no official upper limit; it is set according to the applicant’s income, financial history and ability to pay.

  • Limits may be reviewed and increased over time, depending on responsible usage and timely payments.

  • Limit increase requests can be made directly through the app or via ANZ customer service

Having a high limit makes it easier to accumulate points and provides more flexibility in everyday expenses and travel.

Want to apply? Learn how to get the ANZ Frequent Flyer Black Credit Card right here

If you think the ANZ Frequent Flyer Black Credit Card is the right fit for your lifestyle, the application process is simple and can be done online. Here’s how to apply:

How Apply
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Ella Bailey

an editor at KNfins since 2024.

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