Fair Go Finance is a financial institution in Australia that stands out for offering accessible and flexible personal loans. Focused on meeting the financial needs of individuals and small businesses, the company aims to provide practical solutions for those in need of a financial boost.
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Personal Loans: They offer a variety of loan products, with options that adapt to different financial situations.
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Quick Approval: The application process is fast, with approvals typically happening in a short time, allowing customers to access funds quickly.
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Flexibility: With customizable repayment terms and loan amounts, Fair Go Finance adapts to the individual needs of each customer.
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Customer Service: The company is known for its customer support, helping users better understand their options and make informed decisions.
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Transparency: Loan terms are presented clearly, without hidden fees, promoting a transparent experience for customers.
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Financial Inclusion: Fair Go Finance is committed to inclusion, aiming to serve various financial profiles and offering accessible alternatives.
With a focus on customer satisfaction and practical solutions, Fair Go Finance is a solid option for those seeking financial support in Australia.
Documents
To apply for a personal loan from Fair Go Finance in Australia, you will generally need the following documents:
- A photo ID, such as a passport or driver's license.
- Pay slips, bank statements, or tax returns that demonstrate your income.
- A recent utility bill, rental agreement, or any official document showing your address.
- Details about your monthly expenses, existing debts, and assets.
- To verify your identity and financial situation.
These documents help Fair Go Finance assess your application and ensure you receive the best loan offer. It’s always a good idea to check directly with the institution to confirm if there are any additional requirements or changes.
Rates, fees, and commission
- Loan Amounts: ( $500 - $2,000 ) - ( $2,050 - $5,000 ) - ( $5,050 - $10,000 ).
- Average Term: ( 3 - 12 months ) - ( 6 - 15 Months ) - ( 14 - 24 months ).
- Typical Establishment Fee: ( $60 - $400 ) - ( $400 ) - ( $546 - $795 ).
- Monthly Fee: ( $15 - $80) - ( $0 - $18) - ( $9 - $14 ).
- Interest Rate Per Annum (APR): ( N/A ) - ( 29.90% - 47.00% ) - ( 21.90% - 25.90% ).
- Comparison Rate: ( N/A ) - ( 41.64% - 50.28% ) - ( 28.71% - 33.80% ).
- For our loans of $300 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
*All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How to apply
Step-by-Step Guide to Apply for a Personal Loan from Fair Go Finance:
- Determine how much you need and the purpose of the loan.
- Confirm that you meet the eligibility requirements, such as age, residency, and financial situation.
- Prepare your identification documents, proof of income, proof of residence, and financial information.
- Visit the Fair Go Finance website and complete the online application form. Provide all necessary information accurately.
- Review all information and documents before submitting your application.
- Fair Go Finance will review your application and may contact you for clarification or to request additional documents.
- After review, you will receive a proposal with the loan terms, including interest rates and repayment periods.
- Carefully read the proposal, and if you agree, accept the terms.
- After acceptance, the money will be transferred to your account, usually within a short period.
- Stay on top of repayment schedules and keep your budget in check to ensure everything goes as planned.
By following these steps, you can efficiently and smoothly apply for your personal loan!