Fair Go Finance is a financial institution in Australia that stands out for offering accessible and flexible personal loans. Focused on meeting the financial needs of individuals and small businesses, the company aims to provide practical solutions for those in need of a financial boost.
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Personal Loans: They offer a variety of loan products, with options that adapt to different financial situations.
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Quick Approval: The application process is fast, with approvals typically happening in a short time, allowing customers to access funds quickly.
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Flexibility: With customizable repayment terms and loan amounts, Fair Go Finance adapts to the individual needs of each customer.
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Customer Service: The company is known for its customer support, helping users better understand their options and make informed decisions.
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Transparency: Loan terms are presented clearly, without hidden fees, promoting a transparent experience for customers.
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Financial Inclusion: Fair Go Finance is committed to inclusion, aiming to serve various financial profiles and offering accessible alternatives.
With a focus on customer satisfaction and practical solutions, Fair Go Finance is a solid option for those seeking financial support in Australia.
Documents
To apply for a car loan from Fair Go Finance in Australia, you will generally need the following documents:
- Driver's license or passport.
- Payslips, tax returns, or bank statements.
- Utility bill or rental agreement.
- Information about the car you want to purchase, such as price and description.
- Some information about your credit history may be requested.
- Depending on your financial situation, additional documents may be needed, such as proof of debts or expenses.
It’s always a good idea to check directly with Fair Go Finance to ensure you have all the necessary documents. This way, the approval process will be quicker and smoother!
Rates, fees, and commission
- Loan Amounts: ( $500 - $2,000 ) - ( $2,050 - $5,000 ) - ( $5,050 - $10,000 ).
- Average Term: ( 3 - 12 months ) - ( 6 - 15 Months ) - ( 14 - 24 months ).
- Typical Establishment Fee: ( $60 - $400 ) - ( $400 ) - ( $546 - $795 ).
- Monthly Fee: ( $15 - $80) - ( $0 - $18) - ( $9 - $14 ).
- Interest Rate Per Annum (APR): ( N/A ) - ( 29.90% - 47.00% ) - ( 21.90% - 25.90% ).
- Comparison Rate: ( N/A ) - ( 41.64% - 50.28% ) - ( 28.71% - 33.80% ).
- For our loans of $300 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
*All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How to apply
Here is a step-by-step guide to apply for a car loan from Fair Go Finance in Australia:
- Evaluate Your Needs: Decide on the type of car you want and how much you can afford to pay monthly.
- Check Your Credit: Review your credit history to understand your financial situation.
- Gather Required Documents: Collect personal identification, proof of income, proof of residence, vehicle details, and information about your credit history.
- Use the Simulation Tool: Visit the Fair Go Finance website and use the simulation tool to get an idea of rates and conditions.
- Fill Out the Online Form: Complete the application form with your personal and financial details.
- Send the Application: After reviewing all the information, submit your application.
- Wait for Approval: The Fair Go Finance team will review your application and may contact you for more information if needed.
- Receive the Response: You will get a response regarding the approval of your financing.
- Review the Terms: If approved, review the terms of the financing before signing.
- Complete the Vehicle Purchase: After approval, finalize the purchase of your car!
- Start Making Payments: Follow the agreed payment schedule to keep your financing up to date.
By following these steps, you can apply for a car loan from Fair Go Finance in an organized and efficient manner!