Virgin Money in Australia is a financial institution that stands out for its innovative and customer-focused approach. Part of the Virgin Group, the bank offers a wide range of financial products, including bank accounts, credit cards, personal loans, and mortgages.
If you’re looking for a bank that combines innovation, excellent service, and accessible products, Virgin Money is a fantastic choice in Australia!
Documents
To apply for the no annual fee credit card from Virgin Money in Australia, you typically need the following documents and information:
- A photo ID, such as a passport or driver's license.
- This can include pay slips, bank statements, or tax returns.
- A utility bill, bank statement, or another document showing your residential address.
- Information such as your full name, date of birth, and phone number.
- Virgin Money may conduct a credit check, so keep in mind that your credit history will be evaluated.
It’s always a good idea to check directly with the bank or on their official website for any specific documentation or additional requirements that may be needed.
Rates, fees, and commission
- Annual Fee $0.
- Interest Free Days Up to 55.
- Purchase Rate 0% p.a. for 6 months on purchases. Reverts to 19.99% p.a.
- Cash Advance Rate 20.99% p.a.
- Credit Limit Range $2,000 - $100,000.
- Minimum Income $25,000.
How to apply
Here is a step-by-step guide to apply for the no annual fee credit card from Virgin Money in Australia:
- Go to the official Virgin Money website and navigate to the credit card section.
- Find the no annual fee credit card and read the details about the benefits and requirements.
- Confirm that you meet the eligibility criteria, such as minimum age and income.
- Prepare the necessary documentation, including personal identification, proof of income, and proof of address.
- Click the "Apply" button and fill out the online form with your personal and financial information.
- After reviewing your information, submit your application.
- Virgin Money will conduct a credit assessment. You may receive a response quickly, usually within minutes.
- If approved, your card will be sent to the address you provided.
- Follow the instructions to activate your card once you receive it.
- Use the Virgin Money app to manage your transactions and payments.
Keep an eye out for any promotions or special offers during the application process!