If you’re looking for a card that offers more than just a payment option, Brezze Platinum is definitely the way to go. It’s your gateway to a world of exclusivity and conveniences that will elevate your lifestyle to a whole new level!
Documents
To apply for the Brezze Platinum credit card from Bankwest in Australia, you will generally need to provide several essential documents and pieces of information. Here is a list of the key documents and requirements that may be necessary:
- Identification (ID): This can be an Australian passport, driver’s license, or other valid identification.
- Social Security Number: The Medicare number may be required for additional verification.
- Payslips: Typically, the last 3 months of payslips or payment evidence.
- Tax Return: May be required to verify your annual income.
- Self-Employed Income Proof: If you are self-employed, you might need to provide tax returns or bank statements.
- Utility Bills: Recent bills for water, electricity, or gas.
- Bank Statements: Recent statements from your bank account.
- Bank Statements: Some banks may request recent bank statements to assess your financial situation.
- Other Credit Details: Information about other credit cards or loans you may have.
- Personal Details: Information such as full name, address, date of birth, and contact details.
- Residency Status: You may need to indicate whether you are a permanent or temporary resident in Australia.
Make sure to check the specific requirements on the Bankwest website or contact a bank representative to ensure you have all the necessary documents and to get updated information on the application process.
Rates, fees, and commission
- ngoing balance transfer rate 12.99% p.a.
- Purchase interest rate 12.99% p.a.
- Cash advances 21.99% p.a.
- Annual fee $59.
- Balance transfer fee 3%.
- Cash advance fee 3% of transaction amount or $4 (whichever is greater).
- Foreign transaction fee Waived (normally 2.95% of transaction amount).
- Late payment administrative fee $25 per statement period.
- Paper statement fee $1.25 per statement.
How to apply
To apply for the Brezze Platinum from Bankwest in Australia, follow these specific steps. Here is a step-by-step guide to help you through the process:
- Residency: Ensure you are a permanent or temporary resident in Australia.
- Age: Confirm you are at least 18 years old.
- Income: Verify that you meet the minimum income requirement, which may vary.
- Identity Documents: Provide identification such as an Australian passport, driver’s license, or other valid ID.
- Proof of Income: Include payslips, tax returns, or proof of income if self-employed.
- Proof of Address: Submit recent utility bills or bank statements.
- Additional Financial Information: Provide recent bank statements and details about other credits if applicable.
- Online: Visit the Bankwest website, navigate to the credit card section, find Brezze Platinum, and start the online application.
- In-Person: Alternatively, you can visit a Bankwest branch to apply for the card in person.
- Personal Information: Enter your full name, address, date of birth, and contact details.
- Financial Information: Fill in details about your income, employment, and other financial commitments.
- Documents: Upload the required documents or present them if applying in person.
- Verification: Review all information and documents to ensure everything is correct.
- Submission: Complete and submit the application form.
- Review: Bankwest will review your application and documents, which may take a few days.
- Notification: You will receive a notification regarding the approval or rejection of your application. In some cases, the bank may request additional information.
- Receipt: If approved, you will receive your Brezze Platinum card by mail.
- Activation: Follow the instructions provided to activate your card, typically by accessing the Bankwest online portal or calling customer service.
- Management: Use Bankwest's online tools to manage your card, track transactions, and enjoy the benefits offered.
Make sure to check all details and conditions on the Bankwest website or contact the bank for the most current and specific information regarding the Brezze Platinum card application process.