Travelling in comfort and earning points with every purchase is a dream for many Australians. The Qantas Premier Platinum Mastercard is designed to make that dream a reality, offering a solid combination of Qantas Points earning, exclusive traveller benefits and everyday convenience.
If you’re looking for a card that not only makes your payments easier, but also helps you achieve more travel and experiences, the Qantas Premier Platinum could be the perfect option.
Why we recommend the Qantas Premier Platinum Mastercard
We recommend the Qantas Premier Platinum Mastercard for its combination of generous rewards, traveler benefits and promotional terms that make sense for those looking to optimize their spending. Some reasons why we recommend this card include:
Earn up to 90,000 Qantas Points as a welcome bonus, subject to spending conditions
Continuous generation of points on local and international purchases
Invitation to two free Qantas lounge entries per year
Free and comprehensive international travel insurance
Additional benefits such as discounts on domestic airfares
Practical spending control tools and flexible payment options
These benefits make the Qantas Premier Platinum Mastercard an excellent choice for those who value travel, rewards and convenience.
What can I use the Qantas Premier Platinum Mastercard for?
The Qantas Premier Platinum Mastercard is extremely versatile and can be used for a variety of purposes, whether in everyday life or when travelling.
Use to earn Qantas Points on purchases
Every dollar spent with the card turns into points, allowing you to quickly accumulate them to exchange for:
Airline tickets
Cabin Upgrades
Hotel stay
Vehicle rental
Products and experiences on Qantas Marketplace
You get:
1.5 points for every dollar spent on international purchases
1 point for every dollar spent on household purchases up to $10,000 in the billing cycle
0.5 points for every dollar spent over $10,000 in the same period
1 additional point for every dollar spent on Qantas products and services
These accumulation rates make the card very efficient for those who regularly spend on travel and everyday expenses.
Use for travel and airport comfort
Travelers enjoy:
Two free annual invitations to Qantas Club or Qantas International Business Lounges
Free international travel insurance that covers medical emergencies, trip cancellation and baggage protection
Discount of up to 20% on domestic air tickets for the cardholder and up to eight companions, once a year
These benefits add comfort and savings to your trips, making each experience more special.
Use for protection and security
The card also offers:
Fraud protection with zero liability coverage for unauthorized transactions
Purchase insurance for items purchased with the card against theft or damage
Price protection insurance for certain conditions
Access to Mastercard ID Theft Protection, which monitors and combats potential identity theft threats
These protections ensure greater security when using the card in any situation.
Advantages and disadvantages of the card
Before you decide to apply for the Qantas Premier Platinum Mastercard, it’s important to consider its key strengths and limitations.
Qantas Premier Platinum Mastercard Benefits
Introductory offer of up to 90,000 Qantas Points for new cardholders
High accumulation of points on domestic and international purchases
Two free Qantas lounge passes per year
Comprehensive international travel insurance at no extra cost
Discount of up to 20% on domestic tickets for the cardholder and companions
No limit to total points accumulation
Compatible with Apple Pay and Google Pay for fast and secure payments
Protections against fraud, identity theft and unauthorized purchases
Digital tools for managing invoices and paying for purchases in installments
Qantas Money app for spending control and points management
Disadvantages of the Qantas Premier Platinum Mastercard
$399 annual fee after the first year, discounted to $349 for the first year only
High interest rate for purchases (20.99% pa) if invoice is not paid in full
Cash advance rate of 21.99% pa which is high
3% foreign currency conversion fee on international purchases
Must spend $5,000 in the first three months to release bonus points
Benefits such as lounge access and discounted tickets are limited to once per year
Reducing the points accrual rate after $10,000 of spending per cycle may impact users with high purchase volume
These points must be carefully evaluated to decide whether the card really fits your lifestyle and consumption pattern.
How is the credit check performed on the Qantas Premier Platinum Mastercard?
The credit analysis process for the Qantas Premier Platinum Mastercard is rigorous and aims to ensure that the applicant is able to use the card responsibly.
During the evaluation the following are considered:
Credit history, analyzing previous payments and default records
Minimum proven annual income of $35,000
Job stability or self-employment
Percentage of income commitment to other existing debts
Minimum monthly bill payment capacity required
Updated identity documentation and proof of residence
Customers with a good financial history, stability and low credit exposure have a greater chance of approval and access to higher credit limits.
Is there a maximum and minimum value for the Qantas Premier Platinum Mastercard?
The Qantas Premier Platinum Mastercard credit limit is allocated based on the individual credit check carried out at the time of application.
The minimum approved credit limit is $6,000
The maximum limit is variable and adjusted according to the client’s proven income, financial history and risk profile.
Limit increases can be requested after a few months of usage and positive payment history.
Periodic limit reviews are carried out to adapt credit to the customer’s financial behavior
Managing your credit limit responsibly is essential to enjoy all the benefits of the card without compromising your financial health.
Want to apply? Learn how to get the Qantas Premier Platinum Mastercard right here
If you believe that the Qantas Premier Platinum Mastercard is the ideal card for your consumption profile and travel needs, the application process is simple and done online.
