For those who want to turn their daily expenses into opportunities to travel more and better, the ANZ Frequent Flyer Black Credit Card is one of the most robust options on the Australian market. With it, you can accumulate Qantas Points quickly, in addition to having exclusive benefits for frequent travelers, such as access to VIP lounges and comprehensive travel insurance.
If you’re looking for a premium credit card that delivers real value in the form of points, protection and experiences, read on to learn all about the benefits of the ANZ Frequent Flyer Black.
What are the requirements needed to apply?
Before applying for the ANZ Frequent Flyer Black Credit Card, it is important to ensure that you meet the basic criteria set by the institution. These ensure that the applicant is able to use a premium product responsibly.
Among the necessary requirements are:
Be 18 years or older
Be a permanent resident of Australia
Have a stable annual income compatible with the card profile
Have a healthy credit history, with no recent records of default
Agree to the terms and conditions set out by ANZ
Be able to make the minimum monthly payment required on the invoice
Meeting these requirements significantly increases your chances of being approved in the credit analysis.
What documents are required?
Organising the correct documentation before starting your application will make the process easier and avoid delays. To apply for the ANZ Frequent Flyer Black Credit Card, you will typically be asked to:
Government-issued photo ID, such as a driver’s license or Australian passport
Recent proof of residence, such as an electricity bill, gas bill or bank statement
Proof of income, including recent pay stubs, bank statements, or tax returns
Information about other financial commitments, such as loans or financing
Additional evidence for self-employed workers, such as BAS statements or Notice of Assessment
Having these documents organized speeds up the analysis of your request and increases your chances of a quick response.
What are the biggest uses of this card?
The ANZ Frequent Flyer Black Credit Card offers a range of possibilities to maximise the value of your purchases and travel. Let’s take a closer look.
Use to accumulate Qantas Points
The card is ideal for those who want to accumulate Qantas Points quickly in:
Everyday purchases, such as supermarkets, restaurants and gas stations
Shopping in clothing, technology, decoration stores and much more
Travel, accommodation and car rental expenses
Every dollar spent on eligible purchases contributes towards your points balance, which can be redeemed for flights, flight upgrades, hotel stays or products in the Qantas Store.
Use for online shopping
For those who shop online, the card offers:
Earn points on transactions on Australian and international websites
Protection against fraud and unauthorized transactions
Additional security with authentication of suspicious transactions
Integration with digital wallets such as Apple Pay, Google Pay and Samsung Pay
These advantages guarantee security and convenience for your online purchases, in addition to increasing the accumulation of points.
Travel use
The ANZ Frequent Flyer Black is especially beneficial for travellers, offering:
Two free annual passes to access Qantas Club lounges
Free international travel insurance for the policyholder and family members
Car rental insurance covering theft, loss and damage
Accelerated points earning on travel-related expenses
These benefits make your trips more comfortable, safe and economically advantageous.
Use for purchase protection
When you use your card to make purchases, you also benefit from protections such as:
Insurance against theft or accidental damage to purchased items
Automatic factory warranty extension on eligible products
Price protection insurance, refunding the difference if the purchased item subsequently has its price reduced
These insurance policies provide peace of mind when making purchases, especially for larger purchases.
A summary without the need for h3
The ANZ Frequent Flyer Black Credit Card is a premium solution for those looking to accumulate Qantas Points quickly and travel with more benefits. In addition to efficiently accumulating points on everyday and online purchases, the card offers comprehensive insurance, lounge passes, purchase protection and exclusive experiences. Ideal for frequent travelers and those looking to turn credit card use into real rewards, the ANZ Frequent Flyer Black is a solid and reliable option in the Australian market.
Advantages and disadvantages of the card
Before making your choice, it is important to carefully analyze the main positive and negative points.
Advantages of the ANZ Frequent Flyer Black Credit Card
Generous Qantas Points introductory offer upon meeting minimum spend
Consistent accumulation of points on all eligible purchases
Two free annual passes for access to Qantas Club Lounges
Complete international travel insurance at no additional cost
Insurance for domestic and international car rental
Purchase protection against theft or accidental damage
Automatic warranty extension on eligible products
Contactless payment and compatibility with digital wallets
Complete application for expense management and invoice control
Specialized service for premium cardholders
Disadvantages of the ANZ Frequent Flyer Black Credit Card
High annual fee compared to conventional cards
High minimum spend requirement to release welcome points bonus
Maximum limit of points that can be accumulated monthly
Charging a conversion fee on international purchases
Only two free lounge passes per year, no unlimited access
Approval subject to rigorous credit analysis and high income requirement
Benefits more geared towards frequent travelers, which may not suit all profiles
These factors should be considered to ensure the card aligns with your needs and lifestyle.
How is the credit analysis done on the ANZ Frequent Flyer Black Credit Card?
The credit check for the ANZ Frequent Flyer Black is rigorous and includes:
Credit history check with Australian credit bureaus
Assessment of annual income and job stability
Analysis of the percentage of income committed to debts
Checking the documents provided and proof of residence
Assessment of the ability to pay the minimum expenses required by the card
Customers with a solid credit history, high income and good financial control have a better chance of approval and may receive higher credit limits.
Apply once and for all for the ANZ Frequent Flyer Black Credit Card on the official website
If you believe the ANZ Frequent Flyer Black Credit Card is the right card for you, the application process is quick and easy.
To request:
Visit the official ANZ Australia website
Select the ANZ Frequent Flyer Black Credit Card and click “Apply Now”
Fill out the application form with your personal and professional information
Have your identity documents, residence and proof of income on hand
Please review all information before submitting your request.
Submit the application and wait for credit analysis
After approval:
Your card will be sent to the registered address
You can activate it quickly via the ANZ app or online banking.
Start accumulating points and enjoy all the premium benefits offered
Applying directly through the ANZ website is the best way to ensure you have access to the most up-to-date terms and exclusive welcome offers.
